(UPDATED) Top 10 Insurance Affiliate Programs To Monetize Your Affiliate Site

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Insurance can cover everything from your car, home, health, travel, and even your pets. Insurance policies offer coverage in case a loss occurs in the future such as damage or theft. Common types of insurance include life, auto, homeowners, renters, property, and travel insurance. Here are 10 great insurance affiliate programs to check out:

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Insurance Affiliate Programs

  1. Ladder Life
  2. eHealthInsurance
  3. USAA
  4. Liberty Mutual
  5. Esurance
  6. PetFirst
  7. Electric Insurance Company
  8. Hiscox Small Business Insurance
  9. Allianz Travel Insurance
  10. RoamRight

Ladder Life

Ladder Life has redesigned the process of buying life insurance with their easy three step process to coveragee

Ladder Life is the smart, modern way to apply for life insurance. They offer term life insurance with no commissioned sales agents or fees. They understand that life insurance is dynamic so they allow customers to decrease their coverage whenever they want without any hassle or fees.

Affiliates can sign up for Ladder Life’s affiliate program by searching for them in the advertisers section on Commission Junction. They provide access to banner ads, text links and tracking and reporting tools. Their dedicated affiliate manager is also available to help answer any questions and offer suggestions on how to increase your conversion rates.

Why Should You Promote Ladder Life: Easy way to buy life insurance, 5 minute instant decision process, high lead commission rate

Ladder Life offers their affiliates an incredibly high $75 per verified lead


eHealthInsurance is the leading online source for health insurance in the US

  • URL:
  • Commission: $10-$75 depending on application type
  • Cookie: 120 days

eHealthInsurance is a top online health insurance source for individuals and families in the US. They have relationships with over 180 health insurance carriers and offer more than 10,000 health insurance products. They are the only site that allows you to view quotes, compare plans side by side, and apply for insurance all online with the eSign technology.

Along with their applications, affiliate should send an email to [email protected] with a description of their promotional methods, websites, and where eHealthInsurance will be promoted to ensure program quality. To apply, search for them in the advertisers section on Commission Junction. They provide you with all the marketing materials and tools you’ll need to get started.

Why Should You Promote eHealthInsurance: Top online health insurance source, long cookie life, high commissions based on application type

Affiliates earn $50 for individual and family applications, $10 for short term, $10 for student, $10 for dental, and $75 for small business group applications.


USAA proudly serves military members and their families with their insurance, banking, and retirement services

USAA has been proudly serving military members and their families since 1922. They provide guidance and assistance for everything from establishing financial independence, to raising a family, and planning for retirement. Their insurance services include auto, home, renters, health, life, umbrella, small business and more.

They have partnered with Commission Junction to manage their affiliate program. To sign up, search for USAA in the advertisers section on CJ.com. Affiliates have access to great selection of marketing materials like banner ads, text links along with advanced tracking and reporting to monitor their sales and commissions.

Why Should You Promote USAA: Trusted brand, serves millions of military members and their families, lots of different ways to earn commissions

Affiliate can earn different commission rates per action including $4 umbrella insurance quotes, $5 for renters, $10 for homeowners, and $10 for auto insurance quotes. Increased commission rates are available for higher action amounts for auto insurance quotes up to $14 per action.

Liberty Mutual

Liberty Mutual is a leading global insurer that offers a wide range of insurance products and services

Liberty Mutual helps people protect what they own, build, earn, and cherish. They have been in business since 1912 and have grown into a leading global insurer with operations in 30 countries. They provide a wide range of insurance products including auto, homeowners, renters, life, general liability, and more.

Commission Junction provides affiliates with access to tracking, real time reporting, and commission payouts. Liberty Mutual gives their affiliates a great selection of creatives to choose from to help promote their products and will design custom materials upon request. They also run frequent promotions to allow affiliates to earn bonus commissions.

Why Should You Promote Liberty Mutual: Leading global insurer, affiliate promotions, long cookie life

Here are the payouts based on insurance type: Auto $10, Home $10, Renters $3, and Multi-Policy $17.


Esurance provides fast auto insurance quotes at an average of 6 minutes

Esurance offers fast online auto insurance quotes and comparison quotes that can be purchase immediately from other companies. They are rated A+ Superior by A.M. Best and are a member of the Allstate family. Their state of the art technology and intuitive tools help take the hassle out of insurance.

Their easy quote process boosts their conversion rates. Affiliates can also promote their homeowners insurance. Esurance uses Commission Junction to manage their affiliate program. They have large creative library with banners, text links, and logos to help you promote their services.

Why Should You Promote Esurance: Hassle free auto insurance, member of the Allstate family, high conversion rates.

Affiliates with higher actions of completed auto insurance quotes receive increased commissions of up to $13.33 per action.


PetFirst offers hassle free pet health insurance for your furry family members

PetFirst provides pet insurance with less hassle and better coverage for a better peace of mind. They have the shortest wait periods for illness and accident coverage for cats and dogs. All you have to do is send in a claim with your vet records and invoice. Claims are processed in less than 2 weeks. You can customize your deductible and reimbursement rate to fit your pet’s needs and your medical budget.

Affiliates can sign up for the PetFirst affiliate program with Pepperjam by searching for them in their advertisers sections. PetFirst provides their affiliates with banners and text links that they can use on their blog, website, emails, and more. Pepperjam handles all the tracking, reporting, and commission payouts so you can start earning right away.

Why Should You Promote PetFirst: Fastest growing pet health insurance, customized plans, generous commission rates

Affiliates earn a generous 8% commission rate on all sales of their customized pet insurance plans.

Electric Insurance Company

Electric Insurance Company provides world class home, auto, condo, and renters insurance

Electric Insurance Company began in the early 1960s when GE (General Electric) employees were looking for insurance products to cover their home and healthcare. They still remain loyal to their GE customers but offer their products and services to everyone. They offer world class auto, home, condo, and renters insurance on their cutting edge website.

Affiliates can sign up for the Electric Insurance Company affiliate program with Commission Junction. They provides their affiliates with a great selection on banner ads and texts along with tracking and reporting tools to track their leads and commissions. They also offer bonuses for increased numbers of leads each month.

Why Should You Promote Electric Insurance Company: GE insurance company, cutting edge website, increased commissions based on sales

Affiliates with 25-150 completed auto insurance quotes per month can earn between $11-14 per action.

Hiscox Small Business Insurance

Hiscox Small Business Insurance provides insurance that is tailored to your business needs

  • URL:
  • Commission: $25 per quote
  • Cookie: 7 days

Hiscox Small Business Insurance offers businesses a new way to buy small business insurance online in just minutes starting at $22.50 per month. They specialize in protecting marketing, consulting, IT/technology, and many other professional services and tailor the coverage to match the specific risks of each industry. They have an incredible 33% referred traffic conversion rate to quotes.

Hiscox Small Business Insurance has partnered with Commission Junction to run their affiliate program. Affiliates have access to consistently updated banner ads, links and their affiliate manager to answer any questions you might have. They also offer special incentives for top performers.

Why Should You Promote Hiscox Small Business Insurance: Small business insurance, extremely high conversion rate, special affiliate incentives

Affiliates earn great commissions from the extremely high conversion rate on small business insurance quotes.

Allianz Travel Insurance

Allianz Travel Insurance helps millions of traveler cover non-refundable expenses each year

Allianz Travel Insurance helps millions of travelers each year stay protected with travelers insurance. Their cutting edge technology allows them to deliver customized solutions for airlines, travel agents, resorts, credit card companies and more. They work with top brands like American Airlines, Delta Airlines, Ticketmaster, Disney Cruise Line, AAA, Orbitz, and Best Western.

Affiliates receive a $20 first sale bonus on top of the commission they earned as a thank you gift. Allianz Travel Insurance uses Commission Junction to manage their affiliate program. They provide access to marketing materials and cross device tracking to give you the credit you deserve.

Why Should You Promote Allianz Travel Insurance: World renowned insurance provider, first sale bonus, increased commissions based on volume

Affiliates with 10-26+ leads per month can earn commission of $16-20 per lead.


RoamRight protects travelers when they need it the most

RoamRight provides their customers with competitively priced travel insurance, excellent customer service and claims administration. They are backed by Arch Insurance Group with a A+ BBB rating. Their policies are designed for every type of traveler and their platform makes purchasing and managing your coverage quick and easy.

For a limited time affiliates receive a $10 bonus on their first sale. RoamRight uses ShareASale to run their affiliate program. Affiliates have access to creatives, real time reporting, newsletters, and monthly commission checks.

Why Should You Promote RoamRight: Competitively priced travel insurance, first sale bonus, one year cookie life

RoamRight provides their affiliates with a first sale bonus, lots of marketing tools, and a very long 365 day cookie life for more time to convert leads.

Affiliate Website Ideas

Now that you’ve learned about 10 great insurance affiliate programs, it’s time to pick an insurance niche to target. You could focus on auto insurance. Liberty Mutual offers a $10 flat fee for auto insurance quotes with a 120 day cookie life. Affiliates can also receive commissions on their other insurance services.

Life Insurance is another great niche idea. Ladder Life offers their affiliates a very large $75 flat fee per lead with a 60 day cookie life.

You could also focus on small business insurance. Hiscox Small Business Insurance provides tailored insurance services for small businesses. Affiliates can earn $25 per lead with a 7 day cookie duration period.

Boost Your Affiliate Earnings

These 10 affiliate programs are just the beginning of what’s possible. There are hundreds of ways to earn affiliate commissions with your website, including product reviews, top 10 lists, how-to guides, and more.

But what about traffic and conversions? How do you make sure your affiliate links get clicked?

I used the affiliate training here to turn my brand new website into a six-figure income generator in less than two years. Build a business, not just a pocket-money side project!


What’s up ladies and dudes! Great to finally meet you, and I hope you enjoyed this post. My name is Nathaniell and I’m the owner of One More Cup of Coffee. I started my first online business in 2010 promoting computer software and now I help newbies start their own businesses. Sign up for my #1 recommended training course and learn how to start your business for FREE!

Filed Under: Affiliate Programs Tagged With: Insurance Affiliate Programs, Niche Sites, Top 10 Affiliate Programs, Top 10 Lists

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