Ad ID: 27300
What is comprehensive insurance?
Comprehensive motor insurance has three key characteristics.
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First, it is the insurance cover that offers you the broadest cover against most of the insurable risks that you may encounter as a car owner. The cover provides you with a long list of benefits to protect you from the widest possible range of risks that you may face in relation to the use of the car. In this regard, the comprehensive policy ensures that you have the most assurance that you will have a cover should you be involved in an accident.
Secondly, comprehensive insurance coverage is the highest class of motor insurance, with the others being the third party, fire & theft policy, and the third party only policy. The main difference between a comprehensive cover and the third party fire & theft cover as well as a third party only cover, is that the others mainly deal with risk events involving third parties. In the case of a comprehensive cover, the car owner has many benefits.
Thirdly, comprehensive car insurance kenya is the only customizable insurance cover available to vehicle owners. In every comprehensive car insurance coverage, you can customize the cover by adding additional benefits to the basic cover. The additional benefits you can pay for include a windscreen cover, a car stereo cover, political violence and terrorism cover, as well as an excess protector (the excess protector may be available from some companies for the third party only, and the third party, fire & theft policies).
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